Life happens. We know sometimes you will need to spend more money than you have available in your account. This is called an overdraft. To help you manage these situations, we have multiple overdraft options to keep you covered.
Our banking services aren't just limited to sellers. Any Cannabis-Related Business can bank with us, including:
Cannabis accounts are available to DCC-licensed entities or businesses that provide services to cannabis-licensed entities.
Businesses and individuals are required to submit a due diligence package for initial account review and approval
Accounts are subject to monthly account fees.
Businesses must be located within our five-county footprint: Sonoma, Marin, Napa, Mendocino, and Lake.
Courtesy Pay allows CFCU to pay a transaction for you, even if your available balance is not enough to cover the cost.
As one of the founding members of the Sonoma County GO LOCAL Cooperative, we're all about showing some love to locally owned businesses.
One of the perks of being a Community First member isGo Local Rewards. Get automatic discounts and rewards at a wide range of local businesses just by showing your debit card.
Our Second Chance account is designed for those who want to build or rebuild their credit or banking history. Get back on track with low fees, no minimum balance, and the chance to upgrade to a traditional checking account after 12 months.
*Annual Percentage Yield assumes dividends will remain in account until maturity. Withdrawals before maturity will reduce earnings. Fees and other charges will reduce earnings
Free first box of Bank Local checks with Local Advantage PLUS Checking only.
**Early Pay is a courtesy service provided by Community First Credit Union (CFCU) as a benefit to our members. There is no fee for this service. Early Pay allows you to receive payroll and other electronic deposits up to two business days ahead of your scheduled payday. Early Pay is dependent on the payor's payment instructions. As a result, you may not always receive the direct deposits early. It is important to note, funds are not AVAILABLE for you to spend until they are reflected in the AVAILABLE BALANCE. Please confirm available funds before withdrawing against the deposit. CFCU does not guarantee the early availability of any direct deposit. Standard fraud prevention restrictions apply. We reserve the right to cancel the service at any time and without notice to you. Please see our CFCU Early Pay Disclosure for details.
*Annual Percentage Yield assumes dividends will remain in account until maturity. Withdrawals before maturity will reduce earnings. Fees and other charges will reduce earnings.
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