personal loans

Cash when you need it

Community First is here for you. We understand that life happens and unexpected costs can come from anywhere. Whether you need a quick advance to pay a bill, or financial support during stressful times, our Rapid-Dough Loan can get you some much needed breathing room.

The details:

No credit check requirement
18.99% APR*
$500 amount/12 month term
Automatic transfer to your account
$20 origination fee

What you'll need

Membership
You'll need to be a CFCU member for at least 6 months before you can apply for a Rapid-Dough Loan.
Good Standing
Make sure you have no current delinquencies or negative balances before you apply for a Rapid-Dough Loan. You also cannot have a history of bankruptcy.
Checking Account
Have a CFCU checking account with direct deposit, so you can receive your funds. You'll also need to be the primary account owner.
Age
Only our 18+ members can apply for a Rapid-Dough Loan!

How to Apply for a Rapid-Dough Loan

It's easy to apply for your Rapid-Dough Loan in Digital Banking!

  1. Login to Digital Banking and go to "Accounts" and click "Rapid-Dough"
  2. Check the box acknowledging you agree to electronic delivery of disclosure and click accept! You can also click to view the whole eConsent Disclosure if you choose.
  3. After reading the Rapid-Dough details, select in the dropdown which checking account you'd like your Rapid-Dough funds to be deposited in, and click "Begin Application".
  4. Select "Rapid-Dough" and hit continue.
  5. Enter in $500 as your loan amount--this is the only loan amount offered at this time--and choose your payment date.
  6. You will know immediately if you have been accepted or denied! You can choose to view or receive an email of your disclosure.
  7. If you have been approved, make sure to check the box acknowledging you have received the disclosure and click "Accept". Your funds will be automatically deposited into your account!

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Don't have Digital Banking? You can apply online without an account here!

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Knead some dough?
Apply today!

Fill out our easy application inside Digital Banking or online to get started on your Rapid-Dough Loan.
Digital Banking Application
Online Application

Frequently Asked Questions | Rapid-Dough Loan

How can I apply for a Rapid-Dough Loan?

Can I have more than one Rapid-Dough Loan?

Who can apply for a Rapid-Dough Loan?

Am I able to pay off this loan earlier?

When do I pay the $20 loan origination fee?

How can I make payments on my loan?

Will this loan affect my credit?

What if I can't make payments on my Rapid-Dough Loan?

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