Local Credit Cards

Upgrade your wallet with a Community First Visa.
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Everything you want is just a swipe away

Whether you're looking to earn cool rewards, score the best rate, or boost your credit, we've got you covered.

Our CFCU Visa cards have rates as low as 13.24% APR* plus other perks you’ll love...like $0 annual fee and 24/7 service.

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Community First Credit Card Benefits

Maximum rewards
Lowest rate
Credit building
example of community first credit card
Visa Signature Rewards

If you're the kind of person who always pays their balance in full (and loves being showered with perks), this is the card for you.

Annual Percentage Rate (APR)
14.49% to 18.99%
APR for Balance Transfers
14.49% to 18.99%
APR for Cash Advances
14.49% to 18.99%
Benefits
  • No annual fee
  • 1 point for every $1 spent, redeemable for cash back, travel ,gift cards, and purchases
  • Up to $2,000 trip cancellation coverage
  • Up to $3,000reimbursed for lost luggage
  • Up to $500,000 paid for accidental death
  • Auto rental collision waiver
  • 24-hour Global Customer Service
  • Up to $50,000 credit limit
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example of community first credit card
Visa Traditional

Our traditional card is best for those who value a lower interest rate and the peace of mind that comes with it.

Annual Percentage Rate (APR)
12.49% to 18.99%
APR for Balance Transfers
12.49% to 18.99%
APR for Cash Advances
12.49% to 18.99%
Benefits
  • No annual fee
  • Lowest rate card
  • Up to $50,000 credit limit
  • Auto rental collision waiver
  • 24-hour global customer service
    • Apply now
    example of community first credit card
    Visa Share Secured - Build Your Credit

    Want to build a brighter financial future? Our secured card is the key to unlocking your credit potential.

    Annual Percentage Rate (APR)
    17.49%
    APR for Balance Transfers
    17.49%
    APR for Cash Advances
    17.49%
    Benefits
    • Instant approval with secured funds on deposit
    • Up to $50,000 credit limit or 100% of pledged amount
    • Ability to transition to a traditional card with 12 on-time payments
    • Auto rental collision waiver
    • 24-hour global customer service
    Apply now
    Effective:

    Have some more questions?

    Reach out to us today or visit your local branch!
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    CFCU Mobile App-image of a smart phone with the cfcu logo on the screen

    Take charge of your card...wherever you are.

    Download our mobile app for easy on-the-go management of your CFCU Visa. Track your spending, make payments, dispute transactions, set alerts, and more.
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